We heard many common questions our clients on the laws of compensation, sometimes complex, Iowa workers. "These are some frequently asked questions and answers. Please note that each case is different and these questions and answers assume that the injuries are considered work-related.
Q: Does my employer and / or your insurance company responsible for medical expenses caused by my injury at work? A: Yes. They are responsible to pay the necessary medical attention to treat his injury at work. This includes medical care and treatment, if treatment, surgery, hospital, nursing, diagnostic tests, physical rehabilitation or pain management. In addition, you are entitled to be reimbursed $ 0.585 per mile on July 1, 2008, for all the mileage you incur in and out of medical appointments, physical therapy visits, prescription collection, etc. But Without Note that under Iowa law to your employer and / or your insurance company generally have the right to choose their doctors and other medical providers.
Q: I have a right to payment in cash if I can not work? A: Yes. While you are recovering and can not work, you will receive cash payments to replace their regular income. The payment amount is based on earnings before your injury at work.
Q: Once I finished the treatment, if it does not recover fully complete my case? A: No. If your work injury causes permanent damage (which means you are not back to 100%), then you should receive compensation for their disability. The amount due is determined by the nature of the injury (ie neck, back, hands, shoulders, etc.), earnings before your injury at work, the disability rate, and others various other factors.
Q: What does having a degree of permanent disability? A: This is a number assigned to your injury usually based on the AMA Guides to Permanent Impairment, which is a book written by a group of doctors across the country. If you have a scheduled member injury (hands, arms, legs, feet, eyes, hearing loss), then in general, the disability rate is the main factor in determining the amount of money received by permanent disability . Whereas, if you have suffered an injury unexpected memer (back, neck, shoulder, brain, nerve damage mental health, such as CRPS-syndrome chronic regional pain or RSD-Reflex Sympathetic Dystrophy or respiratory movement and injuries such as occupational asthma or Raynaud's phenomenon), then the rate of disability is just one of many factors, including your ability to work, the lifting of restrictions of activity, loss of wages, etc. It is a significant difference in the amount of compensation is supposed to receive between said scheduled and unscheduled injuries.
Q: If I disagree with the assessment of impairment of the company doctor that I can do? A: At some point in their treatment, doctors say you will do even better, also known as MMI-reach maximum medical improvement. Next, the physician must determine what, if any, the percentage of permanent impairment. If you disagree with the degree of disability under Iowa Code § 85.39 you are entitled to an independent medical examination IME. The EMI will be performed by a doctor you choose, offer their views on the evaluation of permanent impairment and restrictions. There are several doctors that I can recommend, depending on the nature of his injury.
Q: What is the Second Injury Fund? A: If you have suffered an injury to a regular member (arm, hand, leg, knee, foot, eye, etc.even if the injury occurred at work, and then scheduled member injury that is related to the work you may qualify for disability under the Industrial Accidents Fund Act II of Iowa Please note that prior medical conditions such as arthritis, carpal tunnel, vision loss, etc. followed an accident at work scheduled member may qualify for the second injury fund. If you think you may qualify for Second Injury Fund, give us a call and we can help you determine if you qualify.
Q: Do all lawyers who advertise that they treat cases of workers' compensation have the same skills, tools and experience to handle your case? A: No. A lawyer can announce that the Iowa workers' compensation case handles, even if they have never represented a single injured worker. One thing to look for is whether the lawyer announces a "practice primarily in compensation of employees". If the lawyer says "practice primarily on workers 'compensation," then the lawyer is completed with a minimum of 15 hours of CLE-hours of continuing education per year involving legal workers' compensation and spends at least 40% of his time practicing law for workers' compensation. Another thing is to ask the lawyer for a list of some of the cases were handled, the results we have obtained for their clients and testimonials customers to compensate former workers to find out way of proxy.
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I offer a free book entitled "Guide to Iowa Workers' Compensation" to initiate an employment injury. "Why offer a free book? Over the last 11 years I have represented hundreds of injured Iowans on the job, and many have made mistakes before they had the" right "information costs thousands of dollars. Quantities are limited, go . < br="" class="clear">
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